Senior Underwriter (Premier Construction)

Accountabilities:: Review and evaluate complex, high-risk insurance applications for the Premier Contractor General Liability program, assessing exposures and determining eligibility in line with established underwriting guidelines. Gather, analyze, and verify supplementary submission information using multiple databases and industry resources to support accurate risk assessments. Use specialized underwriting software and analytical tools to compare risks, evaluate exposures, and establish appropriate policy pricing. Identify solutions to market and carrier challenges, applying sound judgment to support effective underwriting decisions. Advise clients and producers on insurance applications and recommend ways to reduce or manage excessive risk exposure. Ensure underwriting decisions and processes comply with applicable industry standards, regulatory requirements, and governmental regulations. Build and maintain productive relationships with assigned insurance producers to support business development and achieve production goals. Collaborate with underwriting colleagues and other departments to review and finalize applications efficiently. Share underwriting knowledge, market insights, and best practices while supporting the development and mentoring of other team members. Requirements: Bachelor's degree required. 5–7 years of underwriting or related insurance industry experience. Professional designations such as CPCU, CIC, CRIS, or a Property and Casualty Broker's License are preferred. Strong customer service skills and the ability to build effective relationships with brokers, clients, and internal stakeholders. Experience analyzing insurance submissions, evaluating risk exposures, and applying underwriting guidelines. Proficiency in Microsoft Office Suite and the ability to quickly learn specialized insurance and underwriting software. Strong analytical, problem-solving, and decision-making abilities, with a practical and solution-oriented approach to complex situations. Excellent collaboration and communication skills, with the ability to work effectively across teams and departments. Curiosity and a strong commitment to continuous learning, exploring new ideas, and developing professional expertise. Adaptability and flexibility, with the ability to respond constructively to changing priorities and evolving business needs. Must be legally authorized to work in the United States. Benefits: Annual base salary: $94,228–$117,784 USD, with starting compensation determined by skills, qualifications, training, and experience. Additional bonus compensation; further details are provided during the interview process. Employee Ownership Program, allowing eligible employees to share in the financial rewards of company growth. Comprehensive medical, dental, and vision insurance. 401(k) retirement plan with company matching contributions. Life and Accidental Death and Dismemberment (AD&D) insurance. Health Savings Account (HSA), including a company contribution. Short-term disability coverage. Voluntary supplemental benefits, including accident, critical illness, and hospital insurance. Confidential Employee Assistance Program. Professional development opportunities. Work-from-home reimbursement for eligible remote or hybrid employees. Owner Referral Program. Emergency financial assistance program. Financial wellness resources and employee discounts. Various paid time-off programs. 11 company-paid holidays.