Senior Software Engineer - Credit Commercial Engineering

Accountabilities: Design, develop, test, and maintain high-performance software solutions for large-scale, high-volume financial applications. Take ownership of defined features and components while contributing to broader quarterly engineering objectives and product milestones. Lead technical design for medium-sized components and features and contribute to the architecture of larger initiatives. Develop software and infrastructure that enable reliable, repeatable, and efficient releases through automation and improved engineering workflows. Investigate, debug, and resolve critical production issues across services, application layers, and infrastructure. Partner with product stakeholders and cross-functional teams to understand customer needs and translate them into practical technical solutions. Analyze complex data, identify patterns, and document technical information clearly for both technical and non-technical audiences. Review existing designs and technology decisions, making thoughtful adjustments when business or technical requirements evolve. Contribute to a collaborative engineering culture by sharing knowledge, providing feedback, and helping teammates grow. Requirements 5+ years of professional software development experience, ideally working with Java, service-oriented architectures, and cloud computing environments. Strong hands-on experience with Java and Spring Boot. Experience with frontend technologies such as React or Next.js, along with solid knowledge of HTML and CSS. Experience with Kubernetes and/or Docker and familiarity with modern cloud-native development practices; AWS experience is preferred. Strong understanding of scalable distributed systems, common design patterns, and core computer science principles. Experience with OAuth 2.0, JWTs, user session management, and secure application development. Proven experience designing, building, testing, and maintaining web and mobile applications. Ability to produce clean, maintainable, well-documented code supported by thorough testing. Strong analytical and problem-solving abilities, including the capacity to understand existing architectures and make appropriate technical improvements. Excellent written and verbal communication skills, with the ability to explain technical decisions and trade-offs clearly. Demonstrated ability to work effectively in cross-functional, collaborative teams and deliver projects successfully. Humility, empathy, openness to constructive feedback, and a genuine interest in continuous learning and helping others develop. Experience in payments or fintech, big-data analytics platforms such as Snowflake, or stream-processing architectures is considered an asset. Contributions to technical blogs, public GitHub repositories, or open-source projects are also valued. Benefits Competitive annual base salary of CAD $116,000–$145,000 , adjusted based on skills, experience, and working location. Annual bonus opportunities based on individual performance and overall business performance. Multiple health insurance options. Flexible vacation time plus additional floating holidays. Retirement savings program with company contributions. Equity participation in a publicly traded company. Monthly stipend to support remote work. Annual professional development stipend. Family-forming benefits and generous parental leave with base-salary top-up. Flexible-first remote working model for eligible employees located in Ontario or British Columbia. Opportunity to work on high-scale financial technology and develop expertise in payments, cloud systems, distributed architectures, and modern software engineering. Collaborative environment focused on customer impact, responsible innovation, continuous learning, and inclusive teamwork.