Mortgage Broker (Independent Contractor)

Accountabilities:: Build and maintain strong relationships with clients, understanding their financial needs and recommending appropriate mortgage solutions. Guide clients throughout the mortgage process, providing clear advice, answering questions, and ensuring a smooth and positive experience. Identify and develop new business opportunities by leveraging mortgage market knowledge, industry relationships, and sales expertise. Manage a high-volume sales pipeline, ensuring consistent follow-up, effective time management, and timely progression of client applications. Collaborate with legal, compliance, product, and marketing teams to ensure mortgage activities align with regulatory requirements and business objectives. Stay informed about mortgage regulations, industry developments, market trends, and emerging risks to provide relevant and responsible advice. Monitor and analyze individual sales performance, identify opportunities for improvement, and implement strategies to strengthen business results. Take ownership of processes and proactively recommend improvements to operational efficiency, internal controls, and risk management. Requirements: Hold a valid mortgage broker licence issued by the Autorité des marchés financiers (AMF), in good standing. Demonstrate proven experience in mortgage brokerage, with a strong understanding of mortgage products, financing solutions, and the Canadian mortgage market. Have a successful track record in commission-based sales, preferably within the mortgage or financial services industry. Bring experience managing high-volume sales pipelines, developing business opportunities, and maintaining strong client relationships. Possess excellent communication and interpersonal skills, with the ability to explain complex financial concepts clearly and adapt communication to different audiences. Demonstrate strong problem-solving skills and the ability to navigate ambiguity, assess situations, and develop practical solutions independently. Show an entrepreneurial mindset, strong initiative, and a high level of accountability, taking ownership of responsibilities without requiring constant supervision. Be highly organized, efficient, and capable of managing multiple client files, priorities, and deadlines simultaneously. Demonstrate integrity, professionalism, and a commitment to ethical practices, regulatory compliance, and client satisfaction. Experience with lending products or other financial sales functions is considered a strong advantage. Benefits: Competitive commission-based compensation with substantial earning potential. Opportunity to grow your business without needing an existing client portfolio. Independent contractor arrangement offering autonomy over your business development activities. Remote work opportunity within Canada. Opportunity to collaborate with experienced professionals across legal, compliance, product, and marketing functions. Potential to contribute to the development of innovative mortgage services within a growing financial services environment.