FP&A Manager

Accountabilities:: Own and manage the budgeting, forecasting, and financial planning processes across the organization. Build, maintain, and improve financial models that connect financial performance with operational drivers, including revenue, expenses, transaction volume, customers, rewards, and unit economics. Prepare monthly financial reporting and variance analyses, clearly explaining performance changes and their underlying drivers. Support strategic planning, fundraising activities, capital planning, and other major business initiatives. Develop scenario and sensitivity models to evaluate new products, partnerships, hiring plans, investments, and other strategic decisions. Partner closely with Accounting to ensure actual financial results are accurately incorporated into financial models and forecasts. Work with leadership and cross-functional teams to provide financial insights that support data-driven decision making. Translate complex financial and operational information into clear recommendations and business insights for non-finance stakeholders. Contribute to the development and improvement of FP&A processes, reporting frameworks, financial models, and planning tools. Perform ad hoc financial and business analysis as needed to support organizational priorities. Requirements Bachelor’s degree in Finance or a related field. 5+ years of experience in FP&A, strategic finance, investment banking, management consulting, or a comparable analytical role. Strong financial modeling and advanced Excel skills. Solid understanding of financial statements and how operational activity translates into financial results. Demonstrated experience owning or significantly contributing to budgeting and forecasting processes. Strong analytical and problem-solving capabilities with attention to financial and operational detail. Ability to communicate complex financial concepts and data clearly to non-finance stakeholders. Experience with business intelligence and data visualization tools such as Power BI or Metabase. Fintech, banking, payments, lending, or broader financial services experience is preferred. Demonstrated hands-on experience using AI tools to improve productivity, analysis, or business processes. Previous experience working in startup or high-growth environments. Comfortable working independently, taking ownership, and building processes rather than relying on established frameworks. Strong cross-functional collaboration skills and an interest in understanding the operational drivers behind financial performance. Benefits Base salary of $130,000–$160,000 USD per year. Equity or stock option opportunity. Medical, dental, and vision insurance. 401(k) plan with a 5% company match. Flexible vacation policy. Fully remote work environment within the United States. Direct exposure to senior leadership and strategic business initiatives. Opportunity to build and own FP&A processes within a growing fintech environment. Broad cross-functional exposure and room for professional growth as the organization scales.