Environmental Claims Advisor

Accountabilities:: Analyze, investigate, and manage complex or technically challenging environmental and liability insurance claims, assessing exposures and developing appropriate action plans to ensure timely and effective resolution. Conduct or coordinate comprehensive investigations into new incidents, claims, and legal actions, gathering relevant evidence and preparing detailed investigation reports. Review and interpret complex liability insurance policies and coverage provisions to determine applicable coverage, exclusions, and potential liabilities. Manage claims throughout their lifecycle, ensuring decisions and resolutions comply with company standards, industry best practices, and specific client requirements. Negotiate claim settlements within delegated authority limits, recommending appropriate settlement strategies and structured settlement solutions when necessary. Calculate, establish, and regularly review claim reserves to ensure they accurately reflect potential liabilities and remain appropriate throughout the claims process. Coordinate legal defense activities, including selecting and assigning attorneys, facilitating investigations, reviewing legal invoices, and monitoring compliance with client guidelines. Apply effective cost-containment strategies, including leveraging strategic vendor partnerships and identifying opportunities to reduce overall claim expenses. Identify and investigate potential fraud, subrogation, contribution, recovery, and case management opportunities to minimize total claim costs. Represent the organization in depositions, mediations, and trial monitoring activities when required. Maintain regular communication with clients regarding claim developments, investigations, and resolution progress, building and sustaining strong professional relationships. Ensure claim files are complete, accurately documented, and properly coded in accordance with internal procedures and client requirements. Escalate complex or sensitive cases to supervisors and management when appropriate. Delegate responsibilities, provide guidance, and mentor assigned team members to strengthen technical expertise and operational performance. Support organizational quality programs and contribute to continuous improvements in claims management practices. Perform additional responsibilities as required to support departmental and business objectives. Requirements: At least 8 years of professional experience in claims management, or an equivalent combination of relevant education and practical experience. Bachelor's degree from an accredited college or university preferred. Relevant professional licenses as required for the position and applicable jurisdiction. Professional certifications relevant to environmental or liability claims management are considered an advantage. Extensive knowledge of environmental liability insurance principles, applicable legislation, and industry practices. Strong understanding of claims recovery processes, offsets, deductions, claim duration management, and cost-containment strategies. Demonstrated experience investigating complex claims, evaluating insurance coverage, establishing reserves, negotiating settlements, and coordinating legal defense. Excellent written and verbal communication skills, including the ability to prepare detailed reports, present findings, and communicate effectively with clients and legal professionals. Strong analytical and interpretive capabilities, with the ability to assess complex information, identify risks, and make sound decisions. Excellent negotiation and problem-solving skills, particularly when managing sensitive or high-value claims. Strong organizational and time-management skills, with the ability to manage multiple complex cases and meet demanding deadlines. Good interpersonal skills and the ability to collaborate effectively with colleagues, clients, external partners, and other stakeholders. Proficiency with computers and Microsoft Office applications. High levels of professional judgment, discretion, accountability, and attention to detail. Ability to work independently while contributing effectively to a collaborative team environment. Comfortable performing computer-based work, including keyboarding, communication, and visual review of documentation. Benefits: Competitive compensation: Starting annual salary of $155,000 USD for the jurisdiction specified in the original job posting. Actual compensation may vary depending on experience, skills, qualifications, and work location. Remote working: Opportunity to work remotely from the United States. Healthcare coverage: Comprehensive medical, dental, and vision insurance. Retirement savings: Access to a 401(k) retirement plan with employer matching contributions. Paid time off: PTO to support personal commitments, rest, and work-life balance. Insurance protection: Disability and life insurance coverage. Employee assistance: Access to employee assistance programs and additional well-being resources. Flexible spending options: Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA), where applicable. Additional benefits: Access to other voluntary employee benefit programs. Professional development: Opportunities to strengthen specialized claims expertise and develop professionally within a global risk management environment. Inclusive workplace: Commitment to equal employment opportunities and a diverse, equitable, and supportive working environment.