Senior Software Engineer - Mobile

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. 

More than half of all working Americans are not saving enough for their future. Too often, it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth fintech company changing the retirement industry. We are backed by a number of investors. This includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

About the role

This is a high-impact, hands-on engineering role building the future of our mobile app experience. As a Senior Software Engineer on our Mobile team, you will design, build, and ship the features millions of employees and plan administrators rely on to manage their financial future, and help set the technical foundation for mobile engineering at Human Interest. The team's scope is broad, spanning multi-persona mobile experiences, native and cross-platform architecture, and release operations.

This is a rare greenfield opportunity. As one of the founding engineers on a team built from the ground up, you will have a blank slate: pipelines, release process, QA, telemetry, and the native-vs-cross-platform architecture do not exist yet, so nothing is constrained by legacy decisions. You will ship the earliest versions, shape the patterns the team adopts, and partner with your engineering manager, Product, and Design, owning the outcomes that matter: app store ratings, crash-free sessions, and reliable delivery.

This role is about leveraging AI to build. Operating as the architect and decision-maker, you will direct AI coding agents across the development lifecycle and help shape the team's agentic workflows, pairing that speed with an app that is fast, secure, accessible, and built to last.

What you get to do every day

• Build a polished experience across iOS and Android, native or cross-platform, that helps employees understand and grow their retirement savings, plus future experiences for 401(k) plan admins to manage plans on the go.
• Architect a modern, modular codebase from scratch, with modern concurrency, clean dependency management, and testability at its core, and no legacy constraints.
• Use AI coding agents as a core part of how you build, directing them across the development lifecycle as the architect and decision-maker and helping shape the team's agentic workflows and quality bar.
• Solve hard fintech problems on mobile: accurate, real-time balances, secure authentication and biometrics, and protecting sensitive financial data.
• Own how we ship: CI/CD, phased App Store and Play Store rollouts, feature flags, and automated UI testing, with crash-free rates and app ratings as your scoreboard.
• Sweat the details with Design, from animations and haptics to data visualization and accessibility, so saving for retirement feels as good as any consumer app.
• Partner with backend engineers on API contracts and backend-driven UI, and help define our native and cross-platform direction.

What you bring to the role

Experience

• 5+ years of experience building and maintaining software in production, including shipping and owning consumer mobile apps through many App Store and Play Store release cycles.
• Deep expertise in native mobile development (Swift and SwiftUI, or Kotlin and Jetpack Compose) or cross-platform frameworks (React Native, Flutter, Kotlin Multiplatform), with strong opinions on app architecture, performance, and testing.
• Experience owning features end to end, from technical design through release and iteration, in a collaborative, cross-functional environment.
• Experience taking a mobile app from 0 to 1 is a plus, whether at a startup, a larger product company, or an established financial services firm.
• Experience with fintech, security-sensitive applications, or regulated domains is a plus.

AI-Augmented Engineering

• Hands-on, regular use of agentic coding tools such as Codex, Claude Code, and Cursor on production work. We allow and actively encourage them.
• Sound judgment on where AI helps and where it does not, and the habit of keeping agent-generated code correct, secure, and well-tested.

Technical Acumen

• Deep technical background in mobile software engineering across native and cross-platform stacks, with strong computer science fundamentals, including data structures, concurrency, and asynchronous programming. 
• Solid understanding of mobile architecture trade-offs, performance tuning, device farms, automated UI testing (XCUITest, Espresso, Appium), client-side telemetry (Sentry, Firebase, Datadog), and API contract design. 
• Desire to work with our backend stack (Node, TypeScript, Kotlin, AWS). A commitment to accessibility and to writing well-tested, maintainable code.

Leadership and Collaboration Skills

Top-notch communication, both verbal and written: you can work well with engineers and non-engineers alike. A strong product sense and an eye for craft: you notice dropped frames, awkward transitions, and inaccessible UI, and you fix them. A proactive, empathetic mindset and a bias toward ownership: you roll up your sleeves to solve problems for our customers, mentor through code reviews, and raise the bar for those around you.

Education

Typically requires a Bachelor's or Master's degree in Computer Science, Engineering, or a related field.

Why you will love working at Human Interest

Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We’ve made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Join Human Interest and make a lasting impact by shaping the future of retirement.

Our operating principles define how we work together as a team. They reflect Human Interest’s unique view on what’s important and what’s right. Documenting this core aspect of our culture helps employees make good decisions on their own. It also helps candidates considering career opportunities critically evaluate whether they will thrive at Human Interest. 

• Customer obsession: We're all about creating amazing experiences for our customers. We put their needs first and go the extra mile to make them smile.
• Long-Term Orientation: We're not just playing for today; we're building a legacy. We think big, plan strategically, and invest in our future.
• Autonomous and Accountable Teams: We trust our team members to take ownership and make smart decisions. We empower you to be your best self!
• An Escalating Bar for Talent and Performance: We're constantly raising the bar and challenging ourselves to be better. We believe in growth and continuous improvement.
• Fundamental Optimism: We see the glass as half full (and then we fill it up with more amazing ideas!). We believe in the power of positivity and the potential for greatness.

Compensation - At Human Interest, there are a number of factors that are used to determine the appropriate pay range for each position. We take into account the cost of labor for each position in various markets across the U.S. The base salary for this position spans $190,000 - $230,000 represents the minimum in our lowest geographic region to a maximum in our highest geographic region. The salary we offer to a new employee within this range is based on their location within the U.S., their relevant job-related skills, and experience. At Human Interest, base salary is one component of the overall total rewards package. Depending on the position, additional compensation components such as bonuses, commissions, and equity may be offered. All of our employees are offered a robust suite of physical, financial, and mental wellness benefits. In compliance with applicable laws, we do not inquire about salary history, or about criminal history prior to a conditional offer of employment.

Benefits - 

• A great 401(k) plan: Our own! Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation (immediately vested) and $0 plan fees
• Top-of-the-line health plans, as well as dental and vision insurance
• Competitive time off and parental leave
• Addition Wealth:  Unlimited access to digital tools, financial professionals, and a knowledge center to help you understand your equity and support your financial wellness
• Lyra: Enhanced Mental Health Support for Employees and dependents  
• Carrot: Fertility healthcare and family forming benefits
• Candidly:  Student loan resource to help you and your family plan, borrow, and repay student debt
• Monthly work-from-home stipend; quarterly lifestyle stipend
• Engaging team-building experiences, ranging from virtual social events to team offsites, promoting collaboration and camaraderie.

We’re a great place to work (but don’t take our word for it) 

Here’s a list of our awards and accolades:

• Certified as a Great Place To Work® (2023-2025)
• Fortune Best Place to Work in the Bay Area (2024)
• Best Places to Work by Built In (2023-2024)
• America’s Best Startup Employers by Forbes (2020-2022, 2024) 
• A Top Company by Y Combinator (2020-2023)
• Inc. Fastest Growing Companies (2021)

Human Interest is an equal opportunity employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran or military status, pregnancy, or any other characteristics protected under federal, state, or local laws. Employment with Human Interest is at-will, meaning either you or the company may terminate employment at any time, with or without cause or notice, except as otherwise provided by law or written agreement.

We are committed to making every stage of our application process fully accessible to all individuals. If you need a reasonable accommodation at any point in the process, please let us know at applicantaccommodations@humaninterest.com.

Protect yourself against fraud and identity theft. Apply to our open positions directly via our careers page on Greenhouse. Human Interest will never ask applicants for their financial or banking information as part of our application process. All legitimate communication will come from a @humaninterest.com email address. If you have questions, please reach out to us directly at careers@humaninterest.com

Please note Human Interest does not accept unsolicited resumes from any source other than directly from candidates. We will not consider resumes from vendors, including and without limitation search firms, staffing agencies, fee-based referral services, and recruiting agencies. 

Pursuant to the San Francisco Fair Chance Ordinance, we will consider employment-qualified applicants with arrest and conviction records. We comply with CCPA guidelines.

See more: https://humaninterest.com/disclosures