Principal Product Manager - Payments Platform

We are hiring a Principal Product Manager – Payment Orchestration & Connectivity to help build the intelligence and connectivity at the core of Flywire's global payments platform. This is a senior, highly influential individual-contributor role for a payments-platform leader who understands how to connect, route, and optimize money movement across card networks, processors, acquirers, banks, and global payment rails. The initial mandate will be to build smart routing and optimization across payment acceptance. The broader charter spans reusable payment connectivity and orchestration capabilities across pay-ins, bank payments, and payouts. This is a strategic platform role. You will build a connected end to end 3-year vision and strategy across the platform partnering with business, product and technology leaders. You will identify and evaluate opportunities across payment methods, rails, processors, and banks; build the business cases for investment; and advise business and product leaders on the opportunities with the greatest customer and commercial impact. In close partnership with engineering, you will shape the product and architecture strategy for routing, provider connectivity, normalized APIs, and payment lifecycle visibility. You will turn complex payment economics, performance data, and customer needs into clear priorities and a platform roadmap. Your work will influence multiple product teams and help us build capabilities that scale across markets, business models, and payment flows. You bring deep experience in payment processing and provider connectivity, including cards and bank payment rails such as ACH or SEPA. You can move between commercial strategy and technical architecture, influence senior stakeholders, and make sound investment decisions amid complexity and ambiguity What you'll do: Strategy & Roadmap : Own the routing and orchestration roadmap, and partner with domain PMs to shape an integrated platform roadmap, connecting shared capabilities, dependencies, and sequencing across acceptance, pricing, onboarding, risk and payouts, and recommending cross-domain tradeoffs. Smart Routing: Build intelligent routing that improves authorization performance, reliability, conversion, and processing economics. Global Connectivity: Shape scalable connectivity across processors, acquirers, card networks, banks, and rails such as ACH, SEPA, Faster Payments, and other regional payment systems. Platform Architecture: Establish normalized payment APIs, lifecycle states, statuses, and provider outcomes across card and bank payments. Orchestration: Extend common orchestration capabilities over time across both pay-ins and payouts. Cross-Functional Collaboration: Partner across Engineering, Data Science, Risk, Treasury, Operations, and Commercial teams to deliver a resilient global payments platform. Who we're looking for: Product Leadership: A senior, hands-on product leader who has built payment-processing, orchestration, routing, connectivity, or gateway platforms at scale. Domain Expertise: Deep understanding of the end-to-end movement of money, including acceptance, settlement, refunds, returns, reconciliation, and payouts. Integration Experience: Proven track record integrating with processors, acquirers, card networks, banks, and alternative payment providers. Payment Rails Knowledge: Strong knowledge of both card payments and bank rails such as ACH, SEPA, Faster Payments, wires, or real-time payment networks. Platform & Data Mindset: Strong platform thinking—ability to turn fragmented provider and rail capabilities into consistent, reusable products. Metrics-driven and experienced using data, experimentation, and intelligent decisioning to improve payment performance. Influence & Execution: Able to set strategy and drive execution across multiple teams without relying on direct authority. Language & Location: Professional fluency in English (written and spoken) is required. Must hold valid work authorization to work in Spain/EU. This is an opportunity to build a foundational platform capability that will influence how payments are connected, accepted, routed, optimized, and paid out across Flywire's global ecosystem. We Offer: Employee Stock Purchase Plan (ESPP) Work with brilliant people that will keep you on your toes—learn more about their journeys by checking out #InsideFlywire on social media Dynamic & Global Team (we have been collaborating virtually for years!) Wellbeing Programs (Mental Health, Wellness, Yoga/Pilates/HIIT Classes) with Global FlyMates Be a meaningful part of our success—every FlyMate makes an impact Competitive time off including FlyBetter Days to volunteer for a cause you believe in and Digital Disconnect Days! Work From Home Stipend Great Talent & Development Programs (e.g., Managers Taking Flight for new or aspiring managers) What to Expect: Submit today and get started! We are excited to get to know you. Throughout our process, you can expect to meet with different FlyMates including the Hiring Manager, Peers on the team, the VP of the department, and a skills assessment. Your Talent Acquisition Partner will walk you through the steps and be your “go-to” person for any questions. Flywire is an equal opportunity employer. With over 40 nationalities across 15 different offices, diversity and inclusion are at the core of our people agenda. We believe our FlyMates are our greatest asset, and we’re excited to watch our unique culture evolve with each new hire. #LI-Hybrid