Principal Architect- Agentic Commerce transformation

Step into the role of a Principal Architect at JPMorganChase and help shape the future of B2B Commerce and payments. If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions. As a Principal Architect at JPMorganChase within Commercial & Investment Bank Payments Technology, you will lead architecture for the B2B Commerce transformation across intelligent payment orchestration, supplier network services, AI and agentic systems, and multi-rail payments. You will define the target-state architecture and apply modern cloud, distributed systems, and AI engineering practices to accelerate delivery of this strategic growth initiative. Job responsibilities Leads target-state architecture for B2B Commerce, translating business strategy into scalable, secure, resilient technology solutions Drives architecture across intelligent payment orchestration, supplier network services, and multi-rail payments Designs modern cloud-native and distributed systems using APIs, microservices, event-driven and data architecture patterns Architects AI and agentic systems, including orchestration, grounding, memory, tool integration, observability, and appropriate controls Establishes reusable AI patterns leveraging AWS, Amazon Bedrock, and enterprise data and services Champions Spec-Driven Development (SDD) and AI-enabled engineering to improve quality, traceability, reuse, and delivery velocity Partners across Product, Engineering, Data, AI, Risk, and Architecture to align teams and drive delivery Serves as a senior technical leader, influencing architecture decisions and communicating strategy to senior leaders Required qualifications, capabilities, and skills Formal training or certification on architecture concepts and 10+ years applied experience Hands-on experience designing and delivering large-scale distributed systems and production software Deep knowledge of cloud-native architecture, APIs, microservices, event-driven systems, data architecture, resiliency, security, observability, and performance Strong software engineering foundation with expertise in one or more programming languages Experience designing AI, generative AI, or agentic systems and integrating them into enterprise platforms Experience with AWS and enterprise AI platforms such as Amazon Bedrock or equivalent technologies Experience applying Spec-Driven Development (SDD) and AI-assisted engineering practices Ability to influence across engineering teams and communicate complex architecture decisions to senior leaders Preferred qualifications, capabilities, and skills Experience in B2B payments, commercial payments, transaction banking, payables, receivables, or payment networks Experience with multi-rail payments, intelligent routing, decisioning, or orchestration platforms Experience with AWS, Amazon Bedrock, generative AI, and agentic architectures Experience with supplier onboarding, AP/AR automation, remittance, reconciliation, ERP integration, or payment execution Demonstrated ability to connect architecture decisions to client outcomes, engineering velocity, and business growth