Senior Insurance Accounting & Cash Application Consultant

Accountabilities:: Manage and optimize premium receivable and cash application processes, including agency-billed premium transactions. Support premium and commission accounting activities, ensuring accurate financial records, reconciliations, and timely resolution of complex receivable discrepancies. Review and assess existing lockbox, billing, and cash application workflows to identify opportunities for improved accuracy, efficiency, and scalability. Analyze large financial datasets to investigate variances, reconcile transactions, identify discrepancies, and resolve operational or accounting issues. Evaluate existing financial and operational controls and develop recommendations to strengthen processes related to billing, premium receivables, and cash application. Collaborate with Accounting, Finance, Operations, and Technology teams to implement process improvements and support automation initiatives. Translate accounting policies, business rules, and operational requirements into clear functional specifications, procedures, and process documentation. Work closely with technical and development teams to ensure accounting workflows and business requirements are accurately understood and effectively translated into automated solutions. Contribute to broader financial transformation initiatives by recommending improvements to existing accounting processes and supporting the implementation of sustainable solutions. Requirements: Bachelor's degree or higher in Accounting, Finance, or a related discipline. At least 5 years of relevant professional experience in Property and Casualty (P&C) insurance accounting. Strong understanding of insurance accounting principles, particularly premium receivables, agency-billed premiums, commission accounting, and cash application processes. Demonstrated experience with financial reconciliations, transaction analysis, variance investigation, and resolving complex accounting discrepancies. Knowledge of lockbox operations, billing processes, receivables management, and cash application workflows. Experience evaluating internal controls and developing process improvements to strengthen accounting accuracy and operational efficiency. Strong analytical skills, including the ability to work with large datasets, identify trends, investigate inconsistencies, and develop actionable recommendations. Ability to translate complex accounting requirements and business rules into clear technical specifications, workflows, and documentation. Excellent communication and collaboration skills, with the ability to work effectively across accounting, finance, operations, and technology teams. Strong problem-solving abilities, attention to detail, and a process-oriented mindset. Must reside within the continental United States. Must be legally authorized to work in the United States both currently and in the future. Employment eligibility verification will be required upon hiring. Visa sponsorship is not available for this position. Benefits: Compensation: Hourly rate ranging from $85 to $105, depending on experience, qualifications, and location. Work arrangement: Fully remote opportunity, open to qualified candidates residing in the continental United States. Engagement type: Project-based consulting opportunity. Working hours: 40+ hours per week. Healthcare coverage: Potential eligibility for group health insurance benefits. Retirement planning: Potential access to a 401(k) retirement savings plan and employer profit-sharing contributions. Time off: Flexible time off and paid parental leave, subject to eligibility. Additional benefits: Depending on eligibility, the overall benefits package may include bonuses, holidays, and other employee support programs.