Product Management - Lending Product | Experience : 4 -8 yrs

About Paytm: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants. About Role: We are looking for a Senior Product Manager (SPM) who can own products end-to-end — from identifying customer and business problems to defining the product strategy, shipping high-quality experiences, and measuring outcomes. The ideal candidate should be a strong product thinker, execution leader, customer advocate, and stakeholder manager, with hands-on experience in building and scaling digital products. Experience in FinTech, lending, payments, Internet, or e-commerce is highly preferred. Key Responsibilities * Own the product vision, roadmap, prioritisation, and execution for one or more product areas. * Translate customer, business, and market problems into clear product requirements and scalable solutions. * Drive products/features through the complete lifecycle — discovery → definition → development → launch → measurement → iteration. * Lead feature launches and product releases, ensuring strong execution, adoption, and measurable business impact. * Work closely with Engineering, Design, Data, Analytics, Business, Operations, Risk, Compliance, Marketing, and other cross-functional teams. * Manage multiple high-priority and concurrent product initiatives in an Agile environment. * Own customer-facing experiences and continuously improve UX, conversion, engagement, and customer satisfaction. * Use data, experimentation, customer insights, and qualitative feedback to make evidence-based product decisions. * Identify product opportunities through customer research, market trends, competitive analysis, and business performance. * Define success metrics, track product performance, and drive continuous optimisation. * Proactively identify product risks, dependencies, bottlenecks, and execution challenges and drive them to closure. * Mentor and guide product team members and contribute to building a high-performing product culture. Required Qualifications & Experience * Engineering background — B.E./B.Tech or equivalent technical education preferred. * Strong product management experience, with demonstrated ownership of products from concept to launch and scale. * Prior experience in FinTech / Lending / Payments / Financial Services is strongly preferred. * Experience in Internet, e-commerce, consumer technology, or other high-scale digital businesses is also highly relevant. * Experience building and managing customer-facing digital products/assets. Proven track record of shipping products and features at scale, not just managing requirements. * Strong experience in stakeholder management, including working with senior leadership and cross-functional teams. * Prior experience in team management / mentoring / product team leadership. * Strong understanding of Agile/Scrum methodologies and experience operating in fast-paced product environments. * Ability to independently manage multiple mainstream/high-impact projects simultaneously, while maintaining prioritisation and execution discipline. * Strong understanding of product analytics, experimentation, funnels, conversion metrics, and customer behaviour. * Hands-on experience using AI/GenAI in product development or business use cases. * Candidates should be comfortable discussing practical AI applications; practical AI use cases will be evaluated during the interview. * Strong written and verbal communication skills, with the ability to simplify complex problems and communicate effectively with both technical and business stakeholders. Why Join Us - Work on one of India's most critical financial infrastructure products — UPI — at massive scale - Join a high-performance product org with strong engineering depth and a bias for shipping - Influence product decisions that affect hundreds of millions of transactions every day - Operate in a fast-moving, ownership-driven culture where PMs have real authority — and real accountability Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!