Financing Analyst, Business

Accountabilities: Analyze financing applications for non-retail business clients, assessing financial information, creditworthiness, and associated risks to support informed lending decisions. Formulate clear financing recommendations, outlining proposed terms, monitoring conditions, and the guarantees required to mitigate credit risk. Prepare comprehensive financing packages that support the evaluation, approval, and management of business credit facilities. Serve as a resource person for financing files, providing guidance and sharing expertise with colleagues and relevant partners. Perform variable credit controls as required to monitor compliance with financing conditions and established risk management practices. Conduct periodic reviews of financing files to assess changes in client circumstances, identify emerging risks, and determine whether existing financing arrangements remain appropriate. Apply current internal policies, procedures, professional standards, and applicable legislation governing the distribution of financial products and services. Collaborate with internal teams and external partners involved in financing files to facilitate effective communication, sound analysis, and timely decisions. Contribute to risk prevention and portfolio oversight by identifying potential issues and recommending appropriate follow-up measures. Exercise sound judgment when handling moderately complex files, ensuring recommendations are consistent, well-supported, and aligned with business objectives. Requirements A bachelor’s degree in finance, accounting, business administration, economics, or another related field. At least two years of relevant professional experience in financing analysis, credit assessment, financial services, or a related discipline. Equivalent combinations of education and relevant professional experience may also be considered. Strong financial and analytical skills, with the ability to interpret financial information, assess creditworthiness, and identify potential risks. Ability to develop well-supported financing recommendations, evaluate guarantee requirements, and establish appropriate monitoring conditions. Understanding of credit risk management principles, financing policies, and regulatory requirements applicable to financial products and services. Strong attention to detail and the ability to manage financing files of moderate complexity with accuracy and sound judgment. Effective communication and collaboration skills, with the ability to work productively with colleagues and stakeholders involved in financing decisions. Customer-focused approach, business awareness, and the ability to balance client needs with responsible risk management. Action-oriented mindset, adaptability, and willingness to learn in a changing financial environment. Ability to manage priorities, assess complex situations, and make thoughtful recommendations based on available information. French-language proficiency is required. Benefits Competitive compensation: Attractive salary and eligibility for an annual bonus. Flexible vacation: Four weeks of flexible vacation starting in the first year. Retirement security: Defined-benefit pension plan designed to provide predictable income throughout retirement. Health coverage: Group insurance benefits, including access to telemedicine services. Health and wellness support: Reimbursement for eligible health and wellness expenses. Remote work support: Reimbursement for eligible telework equipment expenses. Remote work arrangement: Full-time telework, with listed location options in Brossard, Lévis, Montréal, Trois-Rivières, and Québec. Inclusive workplace: A commitment to equity, diversity, inclusion, accessibility, and a respectful working environment. Accessible recruitment: Accommodation support is available throughout the recruitment process for candidates who require it.