Consultant - Financial Reconciliation

Nium, the Leader in Real-Time Global Payments Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore. Key Responsibilities: : Have a strong understanding of Reconciliation processes (Cross Border Remittances, Card Transactions, Wallet Transactions), implications, risks, and controls. Review, edit and/or create reconciliation rules on the reconciliation platform. Prepare daily/weekly/monthly/annually Reports on outcomes and exceptions. Have a clear understanding of Bank Statements, able to identify exceptions and highlight the information required for Reconciliation. Make exceptions visible to the Operational Leadership team on a timely basis is very key to the success in the role. Coordinate with relevant stakeholders for reviewing and clearing open items. Work with the Tech team on preparing and finalizing the Business Requirement Documents and the Change Request documents Work with the Finance team to meet requirements on both output & strict timelines. This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule. Requirements: : 4-6 years of relevant experience in the reconciliation process. Good understanding of the nuances of a Reconciliation Platform and of the Reconciliation rules Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, operational risk around payments. Worked with Finance teams to meet their accounting requirements within defined timelines. Identify system discrepancies and work with the Tech team for short- & long-term solutions. Self-driven and a go getter who is comfortable in dealing with open ended problems. Is solution oriented and can come up with solution options for problem statements.