Compliance & Product Specialist - Obsidian

Accountabilities: You will support the development, review, and ongoing compliance oversight of insurance products and programs, ensuring alignment with regulatory requirements and internal business standards. Your responsibilities will include: Review coverage forms and endorsements across Property and Casualty insurance lines, including Commercial General Liability, Commercial and Personal Auto, Inland Marine, Commercial Property, Professional Liability, Management Liability, Cyber, and Homeowners insurance. Ensure policy language and endorsements accurately reflect underwriting intent and comply with applicable state regulatory requirements. Research and interpret new or revised laws, regulations, bulletins, and regulatory publications relevant to business operations. Manage and monitor assigned insurance programs in accordance with internal standards and applicable regulatory requirements. Maintain regular communication with general agents through meetings, email correspondence, and ongoing compliance coordination. Conduct initial due diligence reviews of new program business, assessing compliance with OFAC, TRIA, cybersecurity regulations, record retention requirements, policy issuance and cancellation/non-renewal laws, motor carrier regulations, DMV automobile filings, and other applicable obligations. Maintain ongoing compliance oversight following program implementation. Collaborate with Underwriting teams during new business implementation, program launches, and renewal cycles to review coverage intent, policy language, endorsements, underwriting guidelines, and compliance findings. Work with Actuarial teams to review rating structures and associated rules for coverage forms and endorsements. Coordinate with Actuarial and Accounting teams to collect and validate information required for state data calls and regulatory reporting. Oversee third-party vendors responsible for regulatory filings, including reviewing filing preparation, approving final submission packages, evaluating state objections, and communicating filing approvals to internal stakeholders. Escalate filing objections and regulatory concerns to the appropriate Underwriting and Actuarial teams. Conduct due diligence reviews and compliance audits of insurance programs, preparing audit reports and communicating findings to Legal, Underwriting, Actuarial teams, and external general agents. Support additional compliance research, regulatory projects, and business initiatives as needed. Requirements The ideal candidate combines extensive Property and Casualty insurance experience with strong regulatory knowledge, analytical capabilities, and excellent communication skills. You should bring: A bachelor's degree in a relevant discipline. At least 7 years of related professional experience. Previous experience managing Property and Casualty insurance programs across both admitted and non-admitted regulatory environments. Strong understanding of state and federal compliance requirements applicable to Property and Casualty insurance products and programs. Ability to identify relevant admitted and surplus lines regulatory obligations and clearly communicate requirements to internal departments and external business partners. Experience drafting and reviewing insurance coverage forms and endorsements. Strong analytical skills, particularly when reviewing contracts, underwriting guidelines, policy wording, and regulatory documentation. Excellent written and verbal communication skills, with the ability to summarize complex information clearly and concisely. Strong presentation and stakeholder management capabilities. Excellent organizational and prioritization skills, with the ability to manage multiple assignments and meet competing deadlines. Ability to work independently while contributing effectively to cross-functional teams. Strong time management skills and exceptional attention to detail. A Juris Doctor (JD) degree from an accredited law school and an active license to practice law in at least one U.S. jurisdiction are preferred. Benefits Annual salary ranging from $120,000 to $170,000. Comprehensive medical, dental, and vision insurance. Mental health benefits and access to an employee assistance program. Paid time off and additional paid leave options. Paid parental leave. Short-term disability coverage. Cultural observance day. Contributions to eligible healthcare savings accounts. Pension plan. 401(k) retirement savings plan with employer matching contributions. Access to a wellness and rewards platform offering opportunities to improve overall well-being while earning cash rewards. Benefits designed to support employees' physical, emotional, and financial health, as well as their families' well-being.