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Staff Data Scientist

SoFi

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Questions you are likely to be asked

  1. Why do you want to join SoFi?
  2. What is your experience with Machine learning? Tell me one thing you learned the hard way.
  3. Tell me about a time the data was messy or wrong. What did you do?
  4. How would you explain your model's result to someone who is not technical?
  5. What would you check first if a model's accuracy dropped after going live?

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Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

SoFi Bank N.A. seeks Staff Data Scientist in San Francisco, CA: 

Job Duties: Identify opportunities and collaborate cross functionally to develop, implement, and continuously improve machine learning models and strategies that support credit underwriting. Identify opportunities to apply AI and advanced machine learning approaches to solve complex business problems. Evaluate alternative data sources and external vendor solutions by defining and driving proof of concept projects to demonstrate the solutions business values. Explore and leverage inhouse, external, and other opensource machine learning software/algorithms. Contribute in enhancing SoFi’s risk model development code base by developing customized Python scripts or packages. Collaborate with Model Risk Management team and Fair Lending team to demonstrate models are developed with high level rigor that satisfy Model Risk Management requirements, Fair Lending requirements, and other regulatory requirements. Spearhead model deployment by collaborating with cross functional teams including Credit, Product, Engineering, and Business Unit. Present model performance and insights to Credit, Risk, and Business Unit leaders. Full-time telecommuting is an option.

Requirements: Master’s degree in Statistics, Data Science, or a related quantitative discipline and (5) five years of experience in the job offered or a related occupation Or Bachelor’s degree in Statistics, Data Science, or a related quantitative discipline and (7) seven years of experience in the job offered or a related occupation. 

Special Skill Requirements: (1) Machine Learning and statistical modeling for supervised and unsupervised learning; (2) Python; (3) Databases and related languages and tools including SQL, NoSQL, and Hive; (4) Statistical Inference (5) Full model development cycle on modern cloud platform including model development, implementation and monitoring; (6) Experience in unsecured loan credit and cashflow underwriting. (7) Familiar with credit bureau data such as Experian, TransUnion or Equifax (8) Experience in model implementation including CICD pipeline and deployment of models to production endpoints. Any suitable combination of education, training and/or experience is acceptable. Full-time telecommuting is an option.

Salary: $223,560.00 - $245,916.00 per year.

Submit resume with references using the apply button on this posting or by email to: Req.# 1014.40.2 at: ATTN: HR, jobadverts@sofi.org.

 

 

#LI-DNI

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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Listed on greenhouse · posted 2026-08-17. ApplySarthi collects openings and links to application pages; the role is advertised by SoFi, not by us.