ApplySarthiSoftware Engineer II, Backend (Identity Decisioning)
Affirm
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Skills named in this job
Read from the description itself, not inferred.
This role on the market
22 open decisioning roles across 7 companies are on ApplySarthi right now, most of them in Delhi NCR (1), Bengaluru (1).
- Senior Manager, Product Manager, Deposit Fraud Decisioning LeadCapitalone
- Manager, Product Management – Payment Resiliency (Stand-In & On-Demand Decisioning)Mastercard
- Director of Product, Machine Learning & Decisioning PlatformsUpstart
- Lead Product Marketing, AI Decisioning StudioBraze
What decisioning roles keep asking for: Product management (45%), Observability (18%) — counted across their open postings here.
Software Engineer jobs in Canada · Remote Software Engineer jobs · AWS jobs · Kotlin jobs · Kubernetes jobs · MySQL jobs
Affirm has 180 open roles listed here.
- Staff Software Engineer, Backend (Trust and Safety)
- Staff Software Engineer, Backend (Trust and Safety)
- Director, Platform Sales
- Software Engineer II, Backend (Identity Decisioning)
- Analytics Lead, Full Stack
Counted across 14 company job boards, updated as roles open and close.
Preparing for this interview
Interviews for decisioning roles keep coming back to Product management, Observability. Practise those questions before you sit with Affirm.
Questions you are likely to be asked
- Why do you want to join Affirm?
- What is your experience with AWS? Tell me one thing you learned the hard way.
- How do you decide what to test, and what does good code review look like to you?
- Describe a time a deadline forced a trade-off in quality. What did you choose and why?
- How would you design an API for a feature you have worked on?
Prep Sarthi gives you a free mock interview: an AI interviewer asks you questions like these out loud, from your own CV and this job, and shows your score and your weakest answer.
Practise the Software Engineer II, Backend (Identity Decisioning) at Affirm interview free →At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
We are looking for a Software Engineer to join the Identity Decisioning team, responsible for building backend systems that validates consumer identity in all of Affirm’s products by satisfying regulatory protocols like KYC. The team partners closely with Product, Compliance, Auth, Fraud, and other engineering teams to deliver honest and transparent financial products that help consumers make their purchasing decisions. As we scale the company to be a cornerstone of all e-commerce and offline retail, it is an exciting time to join the team which sits at the core of this mission.
What you'll do
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With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
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You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
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You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
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You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
What we look for
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You have a total of 1.5+ years of experience as a software engineer.
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You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
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You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
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You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
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You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
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Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
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You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
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This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Base Pay Grade - L
Equity Grade - 5
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: CAD $133,000 - $183,000
Location - Remote Canada
This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.
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Listed on greenhouse · posted 2026-09-24. ApplySarthi collects openings and links to application pages; the role is advertised by Affirm, not by us.